> For the complete documentation index, see [llms.txt](https://mih.gitbook.io/mine-holdings/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://mih.gitbook.io/mine-holdings/mih-whitepaper/solution/pg-+-defi-model-architecture.md).

# PG + DeFi Model Architecture

<figure><img src="/files/FDgM3An646rVWYqRR1Gi" alt=""><figcaption></figcaption></figure>

The MIH platform introduces a hybrid architecture that seamlessly integrates traditional payment systems (PG) with decentralized finance (DeFi) protocols.&#x20;

This dual-layered structure is designed to optimize user experience while unlocking the cost efficiency and programmability of blockchain technology.&#x20;

By combining familiar payment methods like card transactions with on-chain services such as token swaps, MIH not only enhances the utility of its native token, $MIH, but also builds a more accessible and rewarding financial ecosystem.&#x20;

The following sections detail how this architecture is structured across four key components:


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