> For the complete documentation index, see [llms.txt](https://mih.gitbook.io/mine-holdings/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://mih.gitbook.io/mine-holdings/mih-whitepaper/solution/pg-+-defi-model-architecture.md).

# PG + DeFi Model Architecture

<figure><img src="https://1066979575-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2F8l3YdH6tVVQ04cUai1K2%2Fuploads%2FpsIUXK3g99N7L3uerc9G%2F13%20%EA%B2%B0%EC%A0%9C%EB%8C%80%ED%96%89%20%2B%20%EB%94%94%ED%8C%8C%EC%9D%B4%20%EB%AA%A8%EB%8D%B8%20%EC%95%84%ED%82%A4%ED%85%8D%EC%B2%98.png?alt=media&amp;token=08e6c7df-2386-48ab-854c-985836cf1027" alt=""><figcaption></figcaption></figure>

The MIH platform introduces a hybrid architecture that seamlessly integrates traditional payment systems (PG) with decentralized finance (DeFi) protocols.&#x20;

This dual-layered structure is designed to optimize user experience while unlocking the cost efficiency and programmability of blockchain technology.&#x20;

By combining familiar payment methods like card transactions with on-chain services such as token swaps, MIH not only enhances the utility of its native token, $MIH, but also builds a more accessible and rewarding financial ecosystem.&#x20;

The following sections detail how this architecture is structured across four key components: